Payment and fintech integration
Connect payments to the rest of your business.
We design payment flows and connect applications to mobile money services, gateways, and merchant APIs. We bring technical experience from Southern African payment systems.
When this helps
A successful payment request is only part of the work. Your application must also handle transaction states, failed requests, and records your team can reconcile.
Fintech builders, marketplaces, merchants, and international companies planning payment connections in Southern Africa.
What we deliver
- Transaction-flow and system designs
- Agreed mobile money, gateway, or merchant API connections
- Tests for the agreed payment states and reconciliation records
- Technical documentation and, where scoped, business-planning support
How the work runs
- Identify the country, payment provider, business model, and required approvals.
- Map transaction states and how records will be reconciled.
- Build the agreed connection and test against available provider environments.
- Complete provider checks and launch only after the required approvals.
View the process infographic
Diagram description
Payment and fintech integration
1. Check requirements
2. Map money flow
3. Connect provider
4. Reconcile records
Conceptual service process, not measured results.
Payment integration: reference pattern
1. Application request
2. Provider API
3. Bank or payment rail
4. Status callback
5. Reconciliation records
Conceptual pattern, not a client deployment.
Open diagram Download editable diagram
Diagram description
Payment integration: reference pattern
1. Application request
2. Provider API
3. Bank or payment rail
4. Status callback
5. Reconciliation records
Conceptual pattern, not a client deployment.
What changes for your team
A documented payment connection built around the provider’s supported flows. Provider access, settlement terms, and regulatory decisions remain outside our control.
Scope and limits
Apex Global Group LLC is not presented as a bank, money transmitter, licensed payment institution, or custodian. Integration work does not grant payment or regulatory approval. Legal advice must come from qualified counsel.
Related product work
Themba is the group’s protected-payment product for Eswatini. Product availability and bank arrangements require separate confirmation.
Explore ThembaQuestions before you start
Which payment systems do you know?
The group’s capabilities include MTN MoMo, eMali, Unayo, and payment gateway and merchant APIs. Availability depends on country and provider approval.
Do you hold our customers’ funds?
This service is technical integration work. It does not include Apex Global Group LLC holding customer funds.
Can you guarantee provider approval?
No. Each provider and regulator makes its own decision. We can scope technical and business documentation to support your application.
Related services
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Tell us what needs to change
Share the system, the problem, and any deadline. We will discuss the fit and the information needed to scope the work.